Jim Gebhardt and Matthew Grishman are Investment Advisor Representatives of and advisory services offered through Gebhardt Group, Inc.

Jim Gebhardt and Nancy Pahl are Registered Representatives of and securities offered through Brokers International Financial Services, LLC, Panora, IA, Member SIPC. Brokers International Financial Services, LLC is not an affiliated company. Brokers International Financial Services, LLC does not provide legal or tax advice. The Registered Representatives and Investment Advisor Representatives associated with this website may discuss and/or transact securities business and/or offer financial advice only with the residents of the states in which they are licensed.

Gebhardt Group, Inc. does not provide tax or legal advice. The information presented here is not specific to any individual's personal circumstances.

To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.

These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.